Six Figure Debt

Today is the day that most Americans wake up with a feeling of dread wondering “how am I going to pay for Christmas?”  Not me today.  We managed to provide a great Christmas for the kids without swiping the credit card once, we paid cash for everything.
Here is how we did it.
1.  We never shopped […]

I found this article surfing the web and it made great sense.  During this holiday season, why resolve to go on a “money diet” in 2008.
This is the time of year that many of us tend to indulge. We want to have our special holiday butter cake along with every treat that ends up at […]

Our debt reduction plans took a small hit this week as we were hit with $300. in unexpected medical bills.  It isn’t anything we can’t handle but it put a serious crimp in our debt repayment this month.  Looks like the minimum payments for at least one of the three credit cards.  We will still […]

Here are some great tips from 43folders.com
These tips aren’t necessarily “debt reduction” related but they are important.

This is easy for the wife and I, we are very focused on our goals.  They are…..in order!
1.  Eliminate 25% of our total revolving debt.  This amounts to about 25k between January 1, 2008 and December 31, 2008.  We can do this, we are making enough money and have more on the way when our […]

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Here are a couple of great suggestions from my favorite site about how to save money and have a great frugal Christmas holiday.
–Trent at The Simple Dollar lists twelve things he’d like to see under the Christmas tree under $10.  I personally love a “memory stick full of memories.”
–We’re in Debt lists a receipe for “Cheap […]

While I attack my debt I am also exploring options to make extra money on-line.  Here are 5 that I have used and have already starting to see a little income from after just a month.
1.  Blogging.  There are many ways to monetize your blog.  The best for me so far is Google Adsense.  I […]