Six Figure Debt

I guess I should consider this good news, but it is odd how we got to this.
Today I received a call from Bank of America, remember, we just decided last month not to pay our credit card, instead we decided to save the money and attempt to settle our debt with the credit card companies.  […]

Every Sunday I am going to focus on good news in the world.  I find it thereputic to seek out some good news each week as I feel constantly beaten down by the string of bad news and dire predictions.  I am an optimist by nature so I tend to look on the bright side […]

It seems like lately all we get is bad news, the newspapers, the television news, the Internet, you name it all they do is deliver a huge dose of bad news everyday.  It has gotten to the point where I just ignore most of it, but I do feel like it is starting to take […]

We are taking the advice of Dave Ramsey and we have stopped paying our credit card payments, except for American Express because they were willing to drop the interest rate on our credit card.
As I said in the previous post, none of the credit card were willing to provide and help with our current situation […]

Last week I ran into a woman who was using the “envelope” system to budget her money.  I asked her if she listened to Dave Ramsey and she laughed and said “yes, he’s saved our financial lives.”  We chatted for a while and she told me how she took Ramsey’s advice and called her credit […]