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• Debt Graph

  Starting debt $140,858.01
  Current $66,194.00
  debt repaid $74,664.01

  
  HELOC
  Starting Balance $ 63000.00
  Current Balance $55,800.56

  
  Capital One
  Starting Balance $22,148.14
  Current Balance $1,583.44

  
  American Express
  Starting Balance $16,145.97
  Current Balance $0

  
  Bank of America #1
  Starting Balance $16,644.52
  Current Balance $6,652.99

  
  Chase Bank #1
  Starting Balance $13,763.94
  Current Balance $0.00

  
  Bank of America #2
  Starting Balance $5320.38
  Current Balance $2159.79

  
  Bank Of America # 3
  Starting Balance $2372.09
  Current Balance $0

  
  Chase #2
  Starting Balance $1462.97
  Current Balance $0

• Emergency Fund

  
  Goal $10000
  Current Balance $10000
  Percent funded %100

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Archive for December, 2009

28
Dec

Holiday update.

This Christmas season has been much more enjoyable than last year.  A year ago we were without work and had no money left in our emergency fund, this year we BOTH have great jobs and we are quickly repaying debt and rebuilding our emergency fund.  I know it sounds very basic, but the emergency fund […]

Posted in Debt, debt snowball by: Bad Spender
59 Comments

18
Dec

Our first “Live” budget

Now that Mrs Bad Spender and I are employed and in the process of debt reduction we have put together a budget to accomplish our goals.  Our goals are to be debt free in 12 months, start contributing to our children’s college funds again, save for a vacation and to begin rebuilding our wealth.  This […]

Posted in Blogging, Budget, Credit Cards, Debt, debt snowball by: Bad Spender
1 Comment

06
Dec

6 weeks of employment!

Things are rocking along at our jobs, my wife loves being back in the classroom and I certainly don’t mind working in my field. However, the slowdown in the economy has forced us to delay some CC debt repayment so we can invest in our small business.Our Chase CC has approached us with a settlement. […]

Posted in Savings by: Bad Spender
94 Comments

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