Dec
Our first “Live” budget
Now that Mrs Bad Spender and I are employed and in the process of debt reduction we have put together a budget to accomplish our goals. Our goals are to be debt free in 12 months, start contributing to our children’s college funds again, save for a vacation and to begin rebuilding our wealth. This budget is our first attempt to get our finances under control, we actually started budgeting last month but we needed a month to tweak it before we were ready to lock in our figures.So, this is our December budget and we have not strayed. We even subtracted money from the “entertainment fund” because we really don’t go out that much anyway. We used the money to purchase Christmas presents for the kids and added some to the Emergency fund. The budget is a work in progress, we will continue to squeeze more and more money from it to repay debt, but we really need to get the Emergency fund fully funded.
As you can see the debt bars in the right column are starting to move. We paid off two of our Chase credit cards and have another one ready to go in January. We will eliminate 13% of our debt in December and January.
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July 22nd, 2011 at 6:36 pm